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How to find out who owns a house / property

Finding out who owns a property doesn’t have to be a complicated process, as the majority of the time this information can be sought out from the comfort of your own home. The owner of a property can be fairly easy to find, you just need to know where to start. To help you find the answers you’re looking for, we’ve put together some information in this blog post that will point you in the right direction.

The best place to begin when looking for the owner of a property is to check property tax records or perform a deeds search. The good thing about conducting these searches is that it can generally be done online at little-to-no cost. It’s also good to note that you don’t have to check both property tax and deed records to find the owner of a property, you can choose just one of these methods.

 

Accessing tax records

Accessing tax records can be done through the tax assessment website for the town where the property you require information on is located.

 

Performing a deeds search

Viewing deeds for the property can be done through the government website, where you are able to request the deeds of a specific address. However, you may not always be granted access to these.

The government website is a great place to source information about the owner of a property. HM Land Registry holds records about most property or land sold in England or Wales since 1993, including the title register, title plan, title summary and flood risk indicator. These documents can be downloaded and viewed online and have specific information within them that can help you to find information about the property owner.

 

  • The title register contains details about the property or land in a downloadable format. It includes the title number, who owns the property, what they paid for it, any rights of way and whether a mortgage on it has been ‘discharged’.

 

  • The title summary includes the title number, who owns it, what they paid for it, whether the property is freehold or leasehold and information about the lender’s name and address assuming there has been a mortgage on the property.

 

  • The title plan is a map showing: the property’s location, the general boundaries – there’s usually no record of exact boundaries.

 

You can also access a flood risk indicator should you need one. This gives you information on how likely the land or property is to flood and combines data from the Environment Agency and HM Land Registry.

If you find it difficult to gain information about the owner of the property in question, then you can always look into instructing a tracing agent, which normally costs around £35. They will be able to access specific data on online systems that the general public don’t have access to in order to retrieve the details about the property owner.

If you’re looking to buy a new home and are interested in selling your house quickly to a genuine cash buyer, then get in touch with our team or input your postcode on our homepage to obtain a free cash offer for your property.